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Terms of Service

These terms govern your use of Matthew, an AI-powered assistant operated by iKanisa Ltd.

1. Service Description

Matthew is an AI assistant for Malta tax work including corporate tax, VAT, refunds, personal tax, transfer pricing, and CFR compliance support.

2. Professional Advice Disclaimer

Matthew does not provide legal or tax advice. Verify all outputs with a qualified Maltese tax adviser, accountant, or advocate.

You should independently verify important outputs with a qualified Maltese tax adviser, accountant, or advocate before making material business, legal, tax, audit, prudential, donor, or operational decisions.

3. Acceptable Use

• Do not use Matthew for unlawful purposes or to facilitate fraud, abuse, or professional misconduct.
• Do not submit confidential third-party data unless you have authority to do so.
• Do not attempt to reverse engineer, compromise, or misuse the service or its security controls.
• Do not rely on automated outputs without appropriate human review.

4. AI Model Disclosure

Matthew is powered by large language model technology and may generate incomplete, inaccurate, or outdated content. Outputs should be treated as drafts or research support, not final professional conclusions.

5. Scope

• Malta corporate tax, VAT, personal tax, and refund system support
• CFR filing workflows, compliance reviews, and tax research support
• Transfer pricing, withholding, and cross-border Malta tax process guidance

Matthew does not replace licensed tax representation, legal sign-off, or formal opinions on tax positions.

6. Limitation of Liability

To the maximum extent permitted by applicable law, iKanisa Ltd shall not be liable for indirect, incidental, special, consequential, or punitive damages arising from your use of Matthew. Our aggregate liability is limited to the amount you paid us, if any, in the 12 months preceding the claim.

7. Governing Law

These terms are governed by the laws of Malta, except where mandatory local or supranational rules apply.

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Privacy Policy

This policy explains how we collect, use, and protect data when you use Matthew.

1. Data We Collect

• Chat content: messages and files you submit for analysis or drafting support.
• Technical data: basic request metadata, rate-limit information, and service diagnostics.
• Local history: conversation history may be stored in your browser on this device.

2. How We Use Data

• To generate responses, maintain session continuity, and improve service reliability.
• To prevent abuse, enforce rate limits, and monitor service health.
• To investigate operational issues or respond to lawful requests.

3. Data Retention

We retain operational data only as long as reasonably necessary for service delivery, security, support, and legal compliance. Locally stored conversation history remains on your device unless you clear it.

4. Contact